All recurring costs
under control.
Subscriptions. Contracts. Loans.
Steadycost shows you at a glance what you pay each month — with a loan calculator, cancellation deadline alerts and full control. No cloud. No subscription. No sign-up.
- Crafted with attention to detail
- No cloud — your data stays on your Mac
- One-time payment — never a subscription
Everything you need.
Nothing you don't.
Steadycost focuses on the essentials: understand, manage and optimise your recurring costs.
Your financial overview
See at a glance how much you spend on recurring costs each month and year. The monthly progress bar shows what's already been charged and what's still coming — perfect for household budgeting.
When is what charged?
The interactive payment calendar shows all upcoming charges at a glance. Colour-coded by category so you always know exactly when which amount is due.
Loan calculator: Debt-free faster
Calculate how extra payments affect your loans. The built-in loan calculator instantly shows how much interest you save and when you'll be debt-free — with avalanche and snowball strategies.
Never miss a deadline
Steadycost warns you in time before cancellation deadlines expire. Traffic-light system: urgent, due soon, or plenty of time. Avoid the subscription trap and cancel contracts in time.
Organised the way you need it
Manage costs separately by account — personal, business, household. Create custom categories and tags for maximum overview. Each account has its own summary.
Export for your accountant
Export all data as CSV for Excel or as a clean PDF — perfect for your accountant, your bank or your own records.
The loan calculator that actually helps
Whether it's a mortgage, car loan or student loan — instantly calculate how extra payments reduce your remaining balance and how much interest you save.
- Enter remaining balance, interest rate and monthly payment
- Simulate monthly or one-time extra payments
- Avalanche strategy (mathematically optimal) or snowball (motivating)
- Instantly see: shorter term + interest saved
- Clean amortisation chart
4 years sooner
Example: €180,000 loan
€18,420 interest saved
With €500/mo extra payment
2 strategies
Avalanche & snowball
Your data is yours. Period.
Steadycost stores all data locally on your Mac. No cloud. No tracking. No sign-up. Install the app and get started immediately.
Offline-first
Works completely without internet. Your financial data never leaves your Mac.
No tracking
No analytics, no cookies, no data collection. We don't even know that you use the app.
No sign-up
No account, no email, no password. Install and go.
Honest pricing.
Pay once, use forever.
No subscription. No hidden fees. Steadycost Pro is a one-time purchase.
Basic
For getting started
- Up to 10 cost entries
- Up to 2 accounts
- Dashboard, calendar, cost list
- Loan simulator / amortisation calculator
- Cancellation deadline alerts
- 5 languages (DE, EN, NL, FR, ES)
- 100% offline & private
Pro
For full control
- Everything in Basic, plus:
- Unlimited entries
- Unlimited accounts
- CSV export for Excel
- PDF export with summary
One-time in-app purchase on the Mac App Store. No subscription, no recurring fees.
Purchase securely via the Mac App Store · Available on macOS 13 Ventura and later
Speaks your language
Fully localised — including currency and date formats.
Everything you need to know.
Answers about offline use, privacy, pricing and features. Got a different question? Drop us a line.
Recurring costs under control.
Starting today.
Get Steadycost for just €0.99 from the Mac App Store and stay on top of every recurring cost. Pro upgrade is a one-time €9.99.
Available for macOS 13 Ventura and later