Your recurring costs,added up honestly for once.
Tick what you pay. The ring does the maths, including the bills that only arrive once a year or once a quarter. That is exactly how Steadycost works on Mac, iPhone and iPad, just with your real contracts.
- Two months, everything in
- No payment details
- No account
That is €40.17 every single day.
One field for everything.Just type the way you talk.
Write a sentence the way you would say it to someone. Steadycost picks out the amount, rhythm, date and interest rate and shows you what it understood before anything is saved. The app reads amounts, rates and dates from your text and never invents numbers.
Try
Type something or pick an example. The card shows what Steadycost understood.
Sample data in the demo: Netflix, Music, Electricity, Gym, Car insurance, Liability insurance and a car loan.
You can only cancel in time.Steadycost tells you when that is.
You enter the contract end date and the notice period, the app works out the last possible day. It reminds you while you can still act, not after the contract has renewed itself.
Car insurance
Cancel by 30 Nov 2026
Deadline 30 November for contracts that end on 31 December
Due soon58 days left
Gym
Cancel by 22 Oct 2026
Urgent19 days left
Electricity contract
Cancel by 6 Dec 2026
Due soon64 days left
Phone contract
Cancel by 31 Oct 2027
Planned393 days left
How much sooner are you debt-free?Move the slider.
A loan of€ at% interest, paying€ a month.
- sooner debt-free
- sooner debt-free
- less interest
- less interest
Debt-free without extra payments: December 2050
Debt-free with extra payments: October 2043
Example for an annuity loan with monthly interest. In the app you work with your real loans and, with several loans, choose the repayment order: highest rate first or smallest balance first.
Steadycost has no server for your data.Your numbers belong to you.
- Your data lives on your devices. Your private iCloud keeps Mac, iPhone and iPad in step, and we have no access to it. You can switch sync off.
- No sign-up, no email. The app never needs your banking credentials.
- No analytics, no ads, no cookies, no tracking across apps or websites. There are no third-party SDKs. Only when you send feedback yourself does the message reach us, with a random install ID and technical details you can switch off first.
Two months of everything.Then you decide.
From your first download you get two months of full access, no payment details and no trial subscription. After that you buy once or pay monthly.
The first two months: everything, free
- Every feature, including the one field and CSV import
- Mac, iPhone and iPad with one purchase
- Sync through your private iCloud
Lifetime
one-time
Pay once, keep it forever. The one app that never shows up in your ring.
Monthly
a month
Renews every month until you cancel it in your App Store account settings. You can switch to Lifetime at any time.
Bought Pro in Steadycost 1.x? Then you already own Lifetime.
And if you don't buy after two months?
Nothing is deleted. You can still read, search and export as CSV, cancellation reminders keep coming and widgets keep working. Adding, editing, deleting, import, the one field and iCloud sync come back as soon as you buy.
The App Store shows you the price for your country. For macOS 26, iOS 26 and iPadOS 26.
Questions people ask.
Got a different question? Drop us a line.
The first two months after download are free and include every feature. After that you pay €39.99 once for Lifetime or €2.99 a month. The monthly subscription renews automatically until you cancel it in your App Store account settings, and you can switch to Lifetime at any time. One purchase covers Mac, iPhone and iPad.
Nothing is deleted. You can still view, search and export your data as CSV. Cancellation reminders keep coming and widgets keep working. Adding, editing, deleting, import, the one field and iCloud sync return as soon as you buy Lifetime or subscribe.
No. The Pro purchase from 1.x is the Lifetime licence, you don't need to do anything. If you used 1.x without buying, 2.0 gives you two fresh months of full access from its first launch.
On your devices and, while sync is on, in your private iCloud. There is no account and no analytics. None of our servers stores your data, and we cannot see it. Only feedback you choose to send reaches us. Switch iCloud sync off in Settings and everything stays on each device only.
Yes. The calculator, deadlines, calendar and the one field run on the device. You only need internet for iCloud sync, buying in the App Store and current exchange rates for costs in another currency.
The quickest way is the one field: type “Netflix 12.99 monthly on the 15th” and press Return. You can also import a CSV file in the Steadycost format. There is deliberately no bank login.
You enter the balance, interest rate and payment, Steadycost works out the schedule and shows what an extra payment does: how much sooner you are debt-free and how much interest you save. With several loans you choose the repayment order: highest rate first or smallest balance first.
Mac with macOS 26, iPhone with iOS 26 and iPad with iPadOS 26. The app comes in German, English, Dutch, French and Spanish and follows your system language.
Two good neighboursfor your Dock.
Folnaro
Got an account called “Business”?
Then you probably write invoices too. Folnaro is for freelancers and small businesses in Germany: quotes, invoices, time tracking and receipts in one app. At the end of the quarter it builds the package for your tax advisor.
See Folnaro (opens in a new tab)
Deixis
Show it, don't describe it.
Hold the Option key, point at a spot on a website or app and say what you notice. Deixis turns it into crops with a pin and your sentence, ready to send. Your rounds stay on your Mac until you send them.
See Deixis (opens in a new tab)
Start with your rent.The rest follows.
Two months of everything, no payment details. If Steadycost helps you, buy it once for €39.99 or pay €2.99 a month.
- Two months, everything in
- No payment details
- No account
